108 Irwin Street, Safety Harbor, FL
Listed by Emiliya Cogdill, BUSINESS & REALTY CONSULTING OF FLORIDA
Bedrooms
3
Bathrooms
3
Sq Ft
2,634
Year Built
2026
Lot Size
—
Type
House
Virtually Staged. WITH AN ACCEPTABLE TERMS, SELLER IS OFFERING UP TO $25,000 BUYER CREDIT AT CLOSING — an exceptional opportunity to use toward allowable closing costs, financing options, or personalizing this brand-new Safety Harbor home to fit your lifestyle. Discover modern Florida living in the heart of Safety Harbor, where quality new construction, an open-concept design, and a thoughtfully planned split-bedroom floor plan come together on a rare quarter-acre homesite with NO HOA and Flood Zone X. Designed for modern living, this single-story home offers 3 bedrooms, 3 full baths, a private flex retreat/office, an executive primary suite, and an oversized 3-car garage. The split floor plan creates privacy between the primary suite and secondary bedrooms while keeping the kitchen, dining, and living spaces open, bright, and connected. At the center of the home is a modern kitchen designed for both everyday living and entertaining, featuring Cambria quartz surfaces, solid-wood cabinetry, premium stainless-steel appliances, a generous island, full-height quartz backsplash, and walk-in pantry. Ten-foot ceilings, designer lighting, and porcelain tile throughout create a clean, modern aesthetic look with easy Florida living in mind. The executive primary suite is positioned as its own private retreat, with a spacious bedroom, two custom walk-in closets, dual vanities, and a beautifully finished walk-in shower. Nearby, a separate flex room adds the versatility today’s buyers are looking for — ideal for a private executive home office, fitness or wellness room, nursery, sitting room, hobby space, or quiet personal retreat. Outdoor living is equally impressive. A massive approximately 400-square-foot raised covered lanai extends the living space outdoors and overlooks the large fenced backyard. There is plenty of room to design a future pool and outdoor oasis, while water and gas rough-ins are already in place for a future outdoor kitchen, along with a TV connection for the lanai. The home was built with long-term quality and Florida conditions in mind, including reinforced concrete-block construction, impact-rated hurricane windows, stem-wall foundation, peel-and-stick roofing underlayment, R-38 attic insulation, fiberglass exterior doors, and an in-wall pest-control system. Professional landscaping, irrigation, and a fenced yard with gate complete the property. Whether you’re looking for space to work from home, room to grow, easy single-story living, or simply a modern home close to the shopping and amenities of Safety Harbor, this floor plan provides flexibility without sacrificing privacy or entertaining space. Just minutes from Downtown Safety Harbor, the waterfront, marina, Philippe Park, restaurants, shopping, and entertainment, this home combines a desirable location with features increasingly difficult to find together: Brand-new construction. Modern open concept. Split-bedroom floor plan. Executive primary suite. Flexible home-office space. Quarter-acre homesite. Approximately 400 SF raised covered lanai. Flood Zone X. No HOA. Oversized 3-car garage. Room for a pool. A rare opportunity to enjoy a newly built Safety Harbor home with modern design, substantial indoor and outdoor living space, quality construction, privacy, and the flexibility to make it distinctly your own.
Everything the MLS reports for this home.
Adjust down payment and interest rate to see what your monthly cost could look like.
Estimated monthly payment
$7,599/ mo
Home price
$1,299,000
Assumes a 30-year fixed-rate loan, 0.35% annual homeowners insurance, and 0.5% PMI when LTV is above 80%. Property taxes come from the MLS record for this home. Confirm with a loan officer before making an offer.
Asking price
$1,299,000
$1,299,000
3 bd · 3 ba · 2,634 sqft
