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Available on iOS & Android

Your Financial Dashboard in Your Pocket

Track your net worth, manage your mortgage, set financial goals, and chat with your dedicated loan officer — all from one beautiful app built for homebuyers and homeowners.

Free forever planBank-grade securityPowered by Plaid
9:41

Refi watch

Rates may be lower than your current loan.

Estimate my savings

Today's rates

30-yr fixed

As of today

x.xx%

this wkCalc

15-yr fixed

x.xx%

FHA 30-yr

x.xx%

VA 30-yr

x.xx%

Jumbo 30-yr

x.xx%

Good morning

Jordan

Ask Finanzo about your money…

How mortgage-ready am I?Where did my money go last month?
Personal

Net Worth

$284,520

Assets$412,800
Debt-$128,280

Mortgage readiness

Estimate
Building62/100
Conv: possibleFHA: comfortable

Informational estimate, not a pre-approval or credit decision.

Cash

$62,589

Investments

$23,952

Debt

$128,280

Loans & cards

Spending

$3,240

This Month

My Property

123 Sample Street

31% equity

Est. Value

$485,000

Loan Bal.

$334,000

Payment

$2,410/mo

Dashboard

Today's rates, a mortgage-readiness estimate, net worth, and every linked account on one screen.

See Inside the App

The five tabs of the Finanzo app, as they ship today. Scroll to walk through each one.

9:41

Refi watch

Rates may be lower than your current loan.

Estimate my savings

Today's rates

30-yr fixed

As of today

x.xx%

this wkCalc

15-yr fixed

x.xx%

FHA 30-yr

x.xx%

VA 30-yr

x.xx%

Jumbo 30-yr

x.xx%

Good morning

Jordan

Ask Finanzo about your money…

How mortgage-ready am I?Where did my money go last month?
Personal

Net Worth

$284,520

Assets$412,800
Debt-$128,280

Mortgage readiness

Estimate
Building62/100
Conv: possibleFHA: comfortable

Informational estimate, not a pre-approval or credit decision.

Cash

$62,589

Investments

$23,952

Debt

$128,280

Loans & cards

Spending

$3,240

This Month

My Property

123 Sample Street

31% equity

Est. Value

$485,000

Loan Bal.

$334,000

Payment

$2,410/mo

Home · Dashboard

Your complete financial picture at a glance

Today's mortgage rates, your net worth, and every linked account land on screen one. Ask Finanzo a question in plain English, or switch between Personal and a Shared Space with a tap.

  • Today's rates card with the 30-year fixed and its weekly trend
  • Mortgage-readiness estimate — clearly labeled, never a pre-approval
  • Net worth, cash, investments, debt, and spending tiles
  • Property card with estimated value, loan balance, and payment
Accounts · Plaid-linked

Every bank, card, and loan grouped by institution

Connect once with Plaid and we keep balances fresh — grouped by institution so you stop switching between banking apps, with a running total of what is earmarked for goals.

  • Connected Institutions summary with per-bank totals
  • Goal Allocations: allocated vs. available to spend
  • Read-only access through Plaid — we never move your money
Browse · Listings

Shop listings with the monthly payment on every card

Search by city, ZIP, or address. Every card shows an estimated monthly payment — HOA included — and flags the homes that fit the payment your loan officer planned with you.

  • “Fits your payment” and “Within budget” tags on each listing
  • Filters, Recommended sort, Favorites, and a full map view
  • Save a search with instant alerts or a daily digest
Goals · Smart Allocation

Save for what matters with smart allocation

Down payment, emergency fund, travel — every goal shows live progress and exactly which accounts are funding it, so you always know what is free to spend.

  • Total Progress hero with goals, allocated, and account counts
  • Smart Allocation earmarks money from specific accounts
  • View goals inside a Shared Space with a partner
Team · Professionals

Your loan officer and agent, one tap away

Skip phone-tag. Your loan officer conversation sits at the top of the Team tab, and your agent is a Call, Text, or Email button away.

  • In-app conversation thread with your primary loan officer
  • Agent contact card with call, text, and email
  • Find Pros: search by name or NMLS number, or browse local professionals
For loan officers

The same app, in CRM mode

Loan officers sign in to the same app and get a professional tab bar — Dashboard, Clients, Messages, Pipeline, More — backed by the web CRM.

9:41

CRM Dashboard

Thursday, October 8

24

Active Clients

6

New Leads

9

In Progress

3

Closings

Quick Actions

Add Client

Rate Watch

Templates

Reports

Recent Activity

See All

Processing: Jordan M.

2h ago

Application: Sam R.

5h ago

Lead: Taylor K.

Yesterday

CRM · Dashboard

Your book of business, on your phone

Active clients, new leads, files in progress, and closings — the same numbers as the web CRM, with recent client activity underneath.

  • Four live stat tiles pulled from your real client list
  • Quick actions: Add Client, Rate Watch, Templates, Reports
  • Switch back to personal-finance mode with one tap
CRM · Pipeline

Five stages, swipe to scan

New Leads, Application, Processing, Underwriting, and Closing as horizontal columns, each with its deal count, total loan volume, and days in stage.

  • Active Deals and Total Value summary up top
  • High-priority files flagged on the card edge
  • Tap a deal to open the contact timeline
CRM · Clients

Reach any client without leaving the list

Search, filter by stage, and act: Call, Text, in-app Chat for clients who have the app, or Email — straight from the client card.

  • Filter pills for Leads, Apps, Processing, and Closing
  • Status badge, last-contact time, and loan amount per client
  • In-app Chat lights up when the client has Finanzo installed

Everything You Need to Master Your Finances

From net worth tracking to mortgage management, get all the tools you need in one place.

Net Worth Tracking

See your complete financial picture — assets, liabilities, and net worth — updated in real-time with beautiful visualizations.

Account Aggregation

Link all your bank accounts, credit cards, investments, and loans via Plaid. One dashboard for everything.

Property & Mortgage

Track your home value, equity position, and mortgage details. Get automatic market updates and refi alerts.

Goal Tracking

Set savings goals with visual progress bars and smart allocation rules. Save for a home, emergency fund, or vacation.

Smart Alerts

Get notified when rates drop, when goals are on track, and when action items need your attention.

Loan Officer Chat

Message your dedicated loan officer instantly. Get personalized advice, rate quotes, and document requests.

Shared Spaces

Share finances with a partner or spouse. Collaborative goal tracking, joint account views, and shared budgets.

Bank-Grade Security

256-bit encryption, biometric authentication (Face ID & Touch ID), and secure session management. Your data stays yours.

One app. A whole platform behind it.

Your messages, documents, and saved homes flow where they need to

Finanzo is a three-sided platform. The mobile app is the consumer surface — but everything you do plugs directly into your loan officer's CRM, your real-estate agent's portal, and the wholesale lender network powering your rates.

Loan Officer CRM

Every message becomes a pipeline action

Chat you send, documents you drop, and refi alerts you act on all route into your officer's CRM pipeline. Pre-approvals become leads. Leads become clients. Clients get matched to live wholesale rates.

6 lead stages · 7 client lifecycle steps
Document requests with 4 priority tiers
AI-scored refi opportunity engine

Real-Estate Agent Portal

Saved homes and tour requests go where they need to

Heart a listing in Browse, share one with a partner, or request a tour — each action lands in your agent's portal inbox with a shared conversation thread. No texting screenshots back and forth.

Shared property threads (buyer ↔ agent)
Tour requests with confirm / decline replies
Agent never sees your banking data

Wholesale Lender Network

When rates move, your LO shops live pricing

Behind the scenes, your officer compares live wholesale pricing from the lenders you're eligible for — matched against their guidelines — instead of pushing retail rack rates. That's how the refi alerts you see in the app can quote real savings.

Live pricing refreshed intraday
Anonymized — lenders see profiles, not you
Guideline-matched before you're quoted

You decide what flows where — per account, per goal.

Three privacy tiers govern every connected account and shared space: Private (visible only to you), Team-visible (your LO and agent can see balances and progress), and Shared (collaborate with a partner through Shared Spaces).

Now in beta on iOS & Android

Built to help homeowners own with confidence

Free forever planBank-grade encryptionNo ads, no data resale

All your accounts, one view

Link banks, cards, investments, and loans through Plaid and watch your net worth update automatically.

Refi opportunities, found for you

Finanzo watches rates against your mortgage and surfaces refinance scenarios with break-even math — no spreadsheets.

Private by design

256-bit encryption, biometric unlock, and read-only bank access. We never sell your data, and you can revoke any connection in a tap.

Start free · upgrade any time

Pricing that pays for itself

Free forever plan with net-worth tracking. Upgrade to Premium for up to 20 linked accounts, real-time sync, 1,000 refinance scans a month, and rate comparison across 50 lenders.

Free

Get the full picture, on us.

$0forever
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  • Link 2 bank accounts via Plaid
  • Track up to 3 properties with equity & mortgage
  • Net worth, assets, and debt dashboard
  • 2 refinance opportunity scans / month
  • Compare rates across 3 lenders
  • Connect directly with a loan officer
MOST POPULAR

Premium

Concierge-level homeownership.

$6.58/month · $79/yr
Save $40.88/year vs. monthly
  • Link up to 20 financial accounts via Plaid
  • Track up to 25 properties, 10 rate scenarios each
  • Real-time account sync + advanced analytics
  • 1,000 refinance opportunity scans / month
  • AI-powered opportunity scoring
  • Compare rates across 50 lenders
  • Advanced debt + income detection
  • Custom reports, data exports & priority support
Premium is billed securely through Stripe. Manage, change, or cancel any time from your account billing page. Free plan access never expires.

Questions, answered

Still on the fence? Here's what most people ask before downloading.

Yes. The Free plan is free forever — no credit card, no trial timer. Premium ($9.99/mo or $79/yr) is an optional upgrade if you want more linked accounts, real-time sync, more refinance scans, and wider rate comparison.
9:41

Refi watch

Rates may be lower than your current loan.

Estimate my savings

Today's rates

30-yr fixed

As of today

x.xx%

this wkCalc

15-yr fixed

x.xx%

FHA 30-yr

x.xx%

VA 30-yr

x.xx%

Jumbo 30-yr

x.xx%

Good morning

Jordan

Ask Finanzo about your money…

How mortgage-ready am I?Where did my money go last month?
Personal

Net Worth

$284,520

Assets$412,800
Debt-$128,280

Mortgage readiness

Estimate
Building62/100
Conv: possibleFHA: comfortable

Informational estimate, not a pre-approval or credit decision.

Cash

$62,589

Investments

$23,952

Debt

$128,280

Loans & cards

Spending

$3,240

This Month

My Property

123 Sample Street

31% equity

Est. Value

$485,000

Loan Bal.

$334,000

Payment

$2,410/mo

Now in beta · Free forever plan

Your net worth, refi alerts, and next home. All in one app.

Download Finanzo free today — connect your accounts in under 5 minutes and see the savings Finanzo can find for you before you finish your coffee.

Download onTestFlight
Get it onAndroid (Beta)
Free forever plan
Bank-grade security
Cancel any time